These terms govern your use of our website, you accept this terms and conditions in full and agree to comply with them. If you disagree with any part of these terms and conditions, do not use our website.


We may update and change our site from time to time to reflect changes to our users’ needs and our business priorities.


Our site is made available free of charge.


We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.


You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.



We reserve the right to restrict access to areas of our website, and indeed our whole website, at our discretion.  If we provide you with a user ID and password to access restricted areas of our website other content or services, you accept responsibility for all activities that occur under your user ID or password. 


If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security and/ or access procedures, you must treat such information as confidential. You must not disclose it to any third party. You accept responsibility for all activities that occur under your user ID or password.


We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, at our discretion or if in our opinion you have failed to comply with any of the provisions of these terms of use or if you breach any of the policies or terms governing your use of our website or any other contractual obligation you owe to us.


If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at


You accept responsibility for all activities that occur under your user ID or password.


We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. 

You may view, download for caching purposes only, and print any page(s) from our site for your personal use, subject to the restrictions below, and you may draw the attention of others within your organisation to content posted on our site.


You must not:

  • republish material from this website (including republication on another website);

  • sell, rent or otherwise sub-license material on the website;

  • reproduce, duplicate, copy or otherwise exploit material on our website for a commercial purpose;

  • edit or otherwise modify the paper or digital copies of any material on the website, or that you have printed off or downloaded in any way;

  • use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text; or

  • redistribute material from this website except for content specifically and expressly made available for redistribution.


Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.


You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.


If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.


You may use our site only for lawful purposes. You may not use our site: 

  • In any way that breaches any applicable local, national or international law or regulation. 

  • In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect. 

  • For the purpose of harming or attempting to harm minors in any way. 

  • To bully, insult, intimidate or humiliate any person. 

  • To send, knowingly receive, upload, download, use or re-use any material which does not comply with our content standards.

  • To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam). 

  • To knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware. 

You also agree: 

  • Not to reproduce, duplicate, copy or re-sell any part of our site. 

  • Not to access without authority, interfere with, damage or disrupt: 

o   any part of our site; 

o   any equipment or network on which our site is stored; 

o   any software used in the provision of our site; or 

o   any equipment or network or software owned or used by any third party.


Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.


We have no control over the contents of those sites or resources.


You acknowledge that it would be unreasonable to hold us liable in respect of this website and the information. The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.


Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.


The views also expressed as part of published articles, and those contain in Third Party websites do not necessarily represent the views of the company.


  • We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.

  • We exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it.

  • We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

    • use of, or inability to use, our site; or

    • use of or reliance on any content displayed on our site.


In particular, we will not be liable for:

  • loss of profits, contracts, sales, business, data, income or revenue;

  • business interruption;

  • loss of anticipated savings;

  • loss of business opportunity, goodwill or reputation; or

  • any direct or indirect or consequential loss or damage.


You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.


You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.


You must not establish a link to our site in any website that is not owned by you.


Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.


If you wish to link to or make any use of content on our site other than that set out above, please contact


When we consider that a breach of these terms and conditions has occurred, we may take such action as we deem appropriate.  

Failure to comply with these terms and conditions constitutes a material breach of the terms of use upon which you are permitted to use our site, and may result in our taking all or any of the following actions: 

  • Immediate, temporary or permanent withdrawal of your right to use our site. 

  • Immediate, temporary or permanent removal of any Contribution uploaded by you to our site. 

  • Issue of a warning to you. 

  • Legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach. 

  • Further legal action against you. 

  • Disclosure of such information to law enforcement authorities as we reasonably feel is necessary or as required by law. 


We exclude our liability for all action we may take in response to breaches of these terms and conditions. The actions we may take are not limited to those described above, and we may take any other action we reasonably deem appropriate. 


We may revise these terms and conditions from time-to-time. Please check this page regularly to ensure you are familiar with the current version.


These terms of use refer to the following additional terms, which also apply to your use of our site:


These terms and conditions constitute the entire agreement between you and us in relation to your use of our website, and supersede all previous agreements in respect of your use of this website.


These terms and conditions, their subject matters and their formation (and any non-contractual disputes or claims) will be governed by and construed in accordance with English law, and any disputes relating to these terms and conditions shall be subject to the exclusive jurisdiction of the courts of England and Wales.


The full name of our company is CrossWind Consulting LLP. Company registration number OC407640 (England). Our registered address is 2nd Floor, Regis House, 45 King William Street, London, EC4R 9AN. To contact us, please email